Privacy Policy

Welcome to TopHealthInsurancePlan.com (“Company,” “we,” “our,” “us”). Top Health Insurance Plan is a subsidiary of Neotel Network Services Pvt. Ltd.. We respect your privacy and are committed to protecting it through this Privacy Policy. This Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.tophealthinsuranceplan.com/ or any of our associated digital platforms under Neotel Network Services Pvt. Ltd.

1. Information We Collect

We may collect the following types of information when you interact with our website or services:

  • Personal Information: Name, email address, phone number, company/organization, or other details you provide through contact forms, quote forms, or service inquiries.
  • Automatically Collected Data: IP address, browser type, device details, referring URLs, pages visited, and time/date of access.
  • Cookies & Tracking: Information from cookies, tracking pixels, or similar technologies used for analytics and advertising optimization.

2. How We Use Your Information

We may use the collected data to:

  • Provide, manage, and improve our insurance and digital services.
  • Respond to inquiries, customer support requests, or service queries.
  • Personalize your browsing or service experience.
  • Measure, analyze, and optimize marketing and website performance.
  • Send newsletters, promotions, or service updates (only if you have opted in).
  • Comply with applicable legal obligations and regulatory requirements.

3. Sharing of Information

We do not sell your personal data. We may share your information only under the following circumstances:

  • Service Providers & Partners: With trusted partners, hosting providers, analytics services, or CRM systems that assist in delivering our services.
  • Legal Requirements: When required by law, court order, or government request.
  • Business Transfers: In the event of a merger, acquisition, or business restructuring involving Neotel Network Services Pvt. Ltd. or its subsidiaries.

4. Cookies & Tracking Technologies

We use cookies and similar technologies to:

  • Understand visitor behavior and website usage patterns.
  • Enhance website performance and user experience.
  • Deliver relevant advertising across platforms such as Google or Meta.

You can manage or disable cookies through your browser settings.

5. Your Rights & Choices

Depending on your location and applicable data protection laws (e.g., GDPR, CCPA), you may have the right to:

  • Access, update, or delete your personal data.
  • Opt out of receiving marketing or promotional communications.
  • Restrict or object to certain types of data processing.
  • Request a copy of the information we hold about you.

To exercise these rights, please contact us using the details provided below.

6. Data Security

We employ appropriate technical and organizational measures to protect your data from unauthorized access, alteration, or disclosure. However, no online transmission or storage system is entirely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by applicable laws and regulations.

8. Children’s Privacy

Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe that a child has provided personal data to us, please contact us immediately so we can take appropriate action.

9. International Data Transfers

If you access our website from outside India, please note that your data may be transferred and stored in countries with different data protection laws. We ensure that such transfers comply with applicable legal safeguards.

10. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. Updates will be posted on this page with a revised “Last Updated” date. We encourage you to review this page regularly.

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

Top Health Insurance Plan
A subsidiary of Neotel Network Services Pvt. Ltd.
📧 Email: info@neotelnetwork.com
📍 Address: 4-69-22/1/5, 102, Sarovar Apartments, Lawsons Bay Colony, Visakhapatnam, Andhra Pradesh, 530017, India
🌐 Website: www.tophealthinsuranceplan.com

Last Updated: October 2025